Financial support

Canada-wide

• Canadian Life and Health Insurance Association - Assuris: Assuris is an independent, not-for-profit organization established and funded by the industry. It protects Canadian policyholders in the event that their life insurance company should fail.
• Service Canada – Employment Insurance: The Employment Insurance (EI) program offers temporary financial assistance to unemployed workers.
• Canada Revenue Agency - Child Disability Benefit (CDB): a tax-free benefit for families who care for a child under age 18 with a severe and prolonged impairment in mental or physical functions.
• Canada Pension Plan Disability Benefits (CPPD): CPPD provides financial assistance to CPP contributors who are unable to work because of a severe and prolonged disability.
• Canada caregiver credit: The Canada caregiver credit (CCC) is a non-refundable tax credit that you may can claim if you support a spouse, common-law partner or dependent who has a physical or mental impairment.
• Canada Revenue Agency: Tax credits and deductions are available for persons with disabilities, their supporting family members, and their caregivers.
• Government of Canada – Assisted Living Program: This program provides funding for non-medical, social support services to seniors, adults with chronic illness, and children and adults with disabilities (mental and physical) on reserve to help them maintain their independence.
• Disability Credit Canada – Disability Tax Credit Guide: A guide about the disability tax credit that can help disabled Canadians receive a substantial refund from the government.

British Columbia

• Ministry of Small Business and Revenue: Tax Benefit Programs For Person With a Disability - Fuel Tax Refund: A motor fuel tax refund on the fuel used in a vehicle by persons with a disabilities.
• The Insurance Corporation of British Columbia (ICBC - Motor Vehicle Insurance): The Insurance Corporation of British Columbia gives a discount on motor vehicle insurance to persons with a disability.
• Government of BC - Home Owner Grant: Home owners with a disability or home owners living with a relative or spouse with a disability may be eligible for the additional home owner grant.
• Government of BC - Property Tax Deferment: Persons with a disability may be eligible for the Property Tax Deferment Program.
• British Columbia Ministry of Social Development - Employment and Assistance for Persons with Disabilities: Disability assistance can help you if you need financial or health support.

Alberta

• Assured Income for the Severely Handicapped (AISH): AISH provides financial and health benefits to eligible Albertans with a disability.
• Human Services Alberta - Income Support: Income Support provides financial assistance to Albertans who do not have the resources to meet their basic needs, like food, clothing and shelter.

Saskatchewan

• Cognitive Disability Strategy (CDS) Support: Families in Saskatchewan can get help from Cognitive Disability Consultants to create behavioral support plans and apply for the income-tested Cognitive Disability Benefit, which provides financial assistance for unmet needs.
• Community Living Service Delivery: The Government of Saskatchewan works with people with intellectual disabilities through community-based services like housing and day program options. They also offer Self Directed Funding where funding is provided directly to adults with intellectual disabilities, giving them direct control over their support and services.
• Saskatchewan Aids to Independent Living (SAIL): The Government of Saskatchewan’s SAIL program helps people with physical disabilities to live more independently, stay active and manage certain conditions.
• Saskatchewan Assured Income for Disability (SAID): This assured income program by the Government of Saskatchewan is for people with significant and enduring disabilities. SAID supports the daily living and disability-related needs of individuals, with additional benefits provided based on individual circumstances.

Manitoba

• Manitoba Family Services and Labour – Income Assistance for Persons with a Disabilities Program: This program provides financial and employment assistance for adults with a disability who are in the Employment and Income Assistance program.
• Community Unemployed Help Centre: Information, assistance, advice, and representation to individuals dealing with the federal government’s Employment Insurance program and the Manitoba Government’s Employment and Income Assistance program.

Ontario

• Ontario Disability Support Program (ODSP): This program helps people with disabilities who are in financial need pay for living expenses, like food and housing.
• Ontario Works Program: This program offers financial assistance, employment assistance, and emergency financial assistance for those eligible.
• Heart & Stroke Foundation – Your Stroke Journey:  This guide provides information and resources related to stroke recovery. Chapter 10 has information on financial support.
• Northeast Community Care Access Centre – Alternate Funding Sources: A detailed outline of the various financial support programs available from government supplements to charity initiatives.
• Canadian Diabetes Association – Financial Assistance Programs: This association provides information on obtaining financial assistance for those who live with diabetes and other chronic conditions.
• Canadian Cancer Society – Financial Help: The Canadian Cancer Society provides information on financial assistance and coverage programs.
• The Healthline: Enter your community name or a postal code to find health and community services in Ontario.
• Ontario Electricity Support Program: If you are in a lower-income home, the OESP will reduce the cost of your household electricity by applying a monthly credit directly to your bill.

Quebec

• Tax Benefits and Persons with Disabilities: This brochure provides information about the tax benefits associated with an impairment or a disability.
• Retraite Quebec: Find out what the Québec Pension Plan, your supplemental pension plan, your locked-in retirement account (LIRA) or your life income fund (LIF) can offer you.

New Brunswick

• New Brunswick Disability Tax Credit: You can lessen the expenses directly related to your disability with the –non-refundable New Brunswick Disability Tax Credit.

Nova Scotia

• Nova Scotia Community Services - Disability Support Program: The program provides support to individuals with intellectual/physical disabilities and/or long term mental illness.

Prince Edward Island

• Family and Human Services - Social Assistance Program: This program helps you meet your basic needs when you cannot.
• Family and Human Services - Disability Support Program: The Disability Support Program may help you meet unmet needs caused by your disability.

Newfoundland & Labrador

• NL Advanced Education, Skills and Labour- Income Support: The department provides financial benefits and other services to eligible low income people to assist in meeting daily living expenses.
• Application for income support

Nunavut

• Nunavut Family Services - Social Assistance (SA): This program helps Nunavummiut meet their basic needs when for various reasons they are unable to provide for themselves.
• Nunavut Education, Culture, and Employment - Income Security Programs: Through the Income Security Programs division, there are various programs that provide funding.

Northwest Territories

• NWT Education, Culture, and Employment - Income Assistance Program: Provides financial assistance to Northerners to help meet basic and enhanced needs.
• NWT Education, Culture, and Employment - Senior Home Heating Subsidy: This subsidy provides financial assistance to low income seniors to help them pay for the cost of heating their homes.

Yukon

• Yukon Social Services - Social Assistance: Yukon Social Assistance is a program that provides financial assistance to people who do not have enough money to live on.
• Yukon Social Services - Supplementary Allowance: A supplementary allowance that can be received for eligible Yukoners along with Social Assistance.

Related information

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Inclusion of a website or organization in the listing does not constitute an endorsement by Heart & Stroke. The opinions and views expressed on a website or external source material are independent from those of Heart & Stroke. You are responsible for obtaining appropriate medical advice from a physician or other qualified healthcare professional prior to acting upon any information available through this listing.